If you tend to buy yourself a few gifts while holiday shopping, stay away from your favorite stores.
7 money-saving holiday shopping tips - WorkWell
When you get tempted to buy for yourself, remember that your family or friends might be wondering what to give you. Try dropping a hint instead of self-gifting! Giving should come from the heart. With a little planning and foresight, you can enjoy the holidays with less expense and stress.
Life Lessons. Make a shopping plan. Create a gifting budget. Be creative. Agree to buy gifts only for children in the group. Give your time with certificates for services you can do, such as babysitting, cooking, gardening, organizing, or giving help with computers.
Have a secret Santa exchange where each person buys a gift for a randomly assigned person.
Redeem any credit card rewards you may have accrued for holiday gifts or gift cards. Shop and compare gift costs online. Get gift wrapping for free. Resist self-gifting. Additional Content. On the road for business? Here are 6 tips to stay safe.
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This allows for a larger sum assured to be shared among all the members at a relatively smaller premium. It works as not all the family members would need to claim insurance together. These tips can help you save on your health insurance premiums significantly. If you think you are paying a high premium for the coverage you have and cannot find a way to reduce the same, you can opt to switch your insurance provider as well.
You can transfer the same policy without a break in coverage, if needed. Disclaimer : The information published on this website is for the public's reference only.
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Apologies for the inconvenience caused to you. Skip to main content. Health Insurance. Home Blog. Get health cover as early as possible The best time to buy an insurance cover is when you are at the peak of your health i.
7 money-saving holiday shopping tips
Select long-term health insurance policy Insurers provide a discount if you choose to renew your health insurance policy for 2 or 3 years at a time, instead of a one year period. Opt for deductible and co-pay One of the primary ways to reduce your insurance premiums is by agreeing for deductible or co-pay. No claim bonus If you have been keeping good health, and did not file a claim over the policy period — you are eligible for a no claim bonus on your health insurance premium. Family floater plan If you are a young family and all members are in relatively good health, you can save on premiums by getting a family floater plan rather than an individual plan for each of the family members.
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